Wisconsin Esthetics State Board Practice Test

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Prepare for the Wisconsin Esthetics State Board Test with comprehensive study materials featuring detailed multiple choice questions. Each comes with explanations and helpful hints. Excel in your examination!

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What is the primary role of worker's compensation insurance?

To provide health insurance to employees
To cover expenses from workplace injuries
To protect employers from employee lawsuits
To manage unemployment claims

The correct answer is: To cover expenses from workplace injuries

The primary role of worker's compensation insurance is to cover expenses from workplace injuries. This type of insurance provides benefits to employees who suffer work-related injuries or illnesses. It typically covers medical expenses, rehabilitation costs, and a portion of lost wages due to time away from work. The purpose of this coverage is to ensure that employees receive the necessary support and care without having to sue their employer, as it offers a no-fault system designed to streamline the compensation process and reduce litigation. While health insurance provides broader health-related coverage, it is distinct from worker's compensation, which is specifically tailored to address workplace incidents. Similarly, though worker's compensation can protect employers from lawsuits related to workplace injuries, the primary function remains the direct compensation and care for the injured employee. Lastly, unemployment claims are managed through a different system and do not intersect with the specific provisions and protections offered by worker's compensation insurance.